Simran is a hard working and dedicated girl born as the first daughter to Ashok Naval and Saradha Naval on April 4, 1976. She has two sisters in and one is the late actress Monal who committed suicide, Jyothi Naval and a sweet little brother named Sumith. She’s acted in many of the movies and speaks various different languages like Tamil, Telugu, Punjabi, Hindi and English .She got married to Deepak Bagga on December 2, 2003. They have a son Adheep who was born on June 11, 2005.
Simran finished her B.Com and was doing modeling simultaneously in Mumbai. After some time she entered into the film industry. Simran is an excellent dancer and is trained in Bharathnatyam and Salsa.
Simran acted in many of the Hindi movies like Sanam Harjai directed by Saawan Kumar, Tere Mere Sapne.
Simran has acted in many of the Tamil movies like V.I.P (1997), Natpukaga (1998), Aval Varuvala (1998) and Kannethirae Thondrinaal (1998) with leading actors Prabhu Deva, Sarath Kumar, Ajith Kumar and Prasanth ,then later she was renowned as Queen of Kollywood.
Simran played different characters in many of the Telugu movies like Daddy opposite to Chiranjeevi, Samarasimha Reddy, Seema Simham and Narasimha Naidu opposite Balakrishna and Bava Nachadu opposite to Nagarjuna and Yuvaraju opposite Mahesh Babu.
Simran has won many of the awards for her excellent performance. She won the Filmfare award for the movie V.I.P in 1997, Tamil Nadu Government Award for the movie Nerukku Ner in 1997, National Film award for the movie Vaali in 1999, Tamil Nadu Government Award for the movie Vaali in 1999, Filmfare Award for the movie Thulladha Manamum Thullum - Vaali in 1999 and Tamil Nadu Government Award for the movie Thulladha Manamum Thullum - Vaali in 1999 .